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Our Approach

Our Philosophy is to do what is right and then provide the best options  and service for our customers.  We do not have assistants or have someone else work on our loans.  We work on our loans ourselves, so our customers get personal attention and good service.   Most of our business comes from repeat customers and friends and family that they refer to us.

Our Story

The owners, Jay and Jim, worked for lenders in the past before starting Clayson-Mitchell Mortgage.  These lenders were fine companies but at times there were loans that made sense to us but that we could not get done with the companies we worked for.  We were able to broker these loans to outside wholesale investors who could do the loans.  Over time we also found that we could get better pricing from these wholesale investors.  In 1994 we formed Clayson-Mitchell Mortgage so that we could get more loan approved and with better pricing.

Meet the Team

Our team of Mortage Professionals

Jay Mitchell

Jay Mitchell

Lending Manager

Owner/Partner Clayson-Mitchell Mortgage Services, LC.  Lending Manager Licensee.   Member of National Association of Mortgage Brokers and received the Lending Integrity Seal of Approval.  Member of the Utah Association of Mortgage Professionals and received the Professional of the Year 2017.

Started as a mortgage officer in 1987 with American Savings. Then later employed at Zions Mortgage as a mortgage officer.  Since 1995 founder/co-owner of Clayson-Mitchell Mortgage Services, LC.

I work with several wholesale investors and will shop the wholesale market to find the best loan for your situation. I have many years of experience and you have my sincere commitment to provide honest advice, professional service and competitive pricing that is right for you.

Personal:  Married with four adult children.  Former Cubmaster for the Boy Scouts of America, Former Team Manager for youth hockey teams and Trustee for Utah High School Hockey.

I have extensive experience in all types of loans I can help you with.

Jim Barnett photo

Jim Barnett

Lending Manager 

I have been in the real estate and mortgage industry since 1993.  My career started by doing book keeping for a local mortgage company and its sister real estate company while I was in college.  I had the opportunity at the time to originate a few mortgage loans and fell in love with helping people with their finance and real property needs.  I spent a little time establishing a local bank charter/ILC (Industrial Loan Corporation), but ended up going back to a grass roots local mortgage company (Clayson-Mitchell Mortgage) around 2002 and became an owner/partner of the company shortly after.  It feels good at the end of the day to know I helped someone with their financial goals and dreams.  I am an expert in residential real estate and residential mortgage financing.   I was born and raised in Utah and love working in the market where I grew up.

Every transaction is unique and requires individual attention to details.

Next Steps...

You are in good hands with our team.  Contact us to start the process